RETIREMENT ACCOUNTS

Stonehaven Private Wealth Management has services for individuals wanting to save for retirement, individuals who have IRA rollovers or other retirement plans, and those who are in retirement.  We also provide services to employers for the management of their company’s retirement plans. 

 QUALIFIED PLAN PARTICIPANTS

 We realize that many clients do not have the time or expertise to properly manage their 401K portfolio.  We know that it is not smart to let your wealth suffer significant neglect, no matter how much wealth you are generating at the same time. 401ks represent a significant portion of many of our client’s assets.  We can manage assets which are still held within corporate 401K’s and/or assets from prior employer retirement plans, which are eligible for or currently held in IRA rollovers.  We are happy to help management your wealth so that you have time to build your wealth and can enjoy the fruits of your labor.

 Stonehaven offers discretionary and non-discretionary asset management services to individuals for their qualified plans. Stonehaven will work with individuals on determining their individual investment goals, their time horizons/liquidity needs; their probable need for income and growth, risk tolerance, their short and long-term probable tax positions, and their anticipated longevity. Investment strategies, investment selection, and asset allocation are based on the above factors.

 EMPLOYER-SPONSORED RETIREMENT PLAN CONSULTING

Stonehaven provides service to qualified and non-qualified retirement plans including 401(k) plans, 403(b) plans, pension and profit sharing plans, cash balance plans, and deferred compensation plans. Stonehaven may act as either:

  1. Limited Scope 3(21) Fiduciary. Stonehaven typically acts as a limited scope 3(21) fiduciary that can advise, help and assist plan sponsors with their investment decisions. The plan sponsor is still ultimately responsible for the decisions made in their plan, though using Stonehaven can help mitigate that plan sponsor’s liability by following a diligent process.
  2. 3(38) Investment Manager. Stonehaven can also act as an ERISA 3(38) Investment Manager in which it has discretionary management and control of a given retirement plan’s assets. Stonehaven would then become solely responsible and liable for the selection, monitoring and replacement of the plan’s investment options.

 Stonehaven will not have custody, at any time, of client funds and/or securities.

 Call us to see how we can help you. 978-430-0150